{"id":2691,"date":"2022-08-29T11:06:46","date_gmt":"2022-08-29T15:06:46","guid":{"rendered":"https:\/\/www.excel-finance.ca\/?p=2691"},"modified":"2026-03-12T15:30:03","modified_gmt":"2026-03-12T19:30:03","slug":"comment-choisir-assurance-habitation-quebec","status":"publish","type":"post","link":"https:\/\/www.excel-finance.ca\/fr\/comment-choisir-assurance-habitation-quebec\/","title":{"rendered":"Assurance habitation : comment la choisir pour sa propri\u00e9t\u00e9 ?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2691\" class=\"elementor elementor-2691\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-52918e1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"52918e1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;5339a5d&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0d12861\" data-id=\"0d12861\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad5985e elementor-widget elementor-widget-text-editor\" data-id=\"ad5985e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Souscrire une assurance habitation est l\u2019une des <\/span><span style=\"font-weight: 400;\">\u00e9tapes incontournables de l\u2019achat de propri\u00e9t\u00e9<\/span><span style=\"font-weight: 400;\">. Cependant, il est rapidement facile de vous y perdre tellement l\u2019offre est grande et complexe \u00e0 comprendre.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Les experts en pr\u00eats priv\u00e9s d\u2019Excel Finance ont dress\u00e9 pour vous une liste de question \u00e0 vous poser avant de souscrire \u00e0 une assurance habitation \u00e0 la suite de <\/span><a href=\"https:\/\/www.excel-finance.ca\/nos-produits\/achat-de-propriete\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">l\u2019achat de votre propri\u00e9t\u00e9.<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><h2>Pourquoi prendre une assurance pour sa propri\u00e9t\u00e9 ?<\/h2><p><span style=\"font-weight: 400;\">Bien qu\u2019optionnelle, l\u2019assurance habitation est fortement conseill\u00e9e afin de vous pr\u00e9munir des d\u00e9sagr\u00e9ments li\u00e9s \u00e0 un sinistre. D\u2019ailleurs, nombreux <\/span><a href=\"https:\/\/www.excel-finance.ca\/faire-appel-courtier-hypothecaire-achat-de-propriete\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">courtiers en hypoth\u00e8ques<\/span><\/a><span style=\"font-weight: 400;\"> et institutions financi\u00e8res n\u2019auront de cesse que de vous conseiller de choisir telle ou telle assurance pour votre maison, votre appartement ou votre condo.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Sans assurance habitation, vous vous exposez au risque de voir vos biens, vos meubles et vos souvenirs partir en fum\u00e9e ou tomber \u00e0 l\u2019eau. De nombreux propri\u00e9taires se d\u00e9clarent en faillite \u00e0 la suite d\u2019un sinistre simplement parce qu\u2019ils ont choisi de ne pas souscrire \u00e0 une assurance pour leur logement.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Cependant, et il s\u2019agit de la seule exception en mati\u00e8re d\u2019assurance habitation, si vous souscrivez un pr\u00eat hypoth\u00e9caire pour votre achat de propri\u00e9t\u00e9, le <\/span><span style=\"font-weight: 400;\">pr\u00eateur priv\u00e9<\/span><span style=\"font-weight: 400;\"> ou l\u2019institution bancaire vous obligera \u00e0 souscrire \u00e0 une assurance pour votre bien. Il se peut que la <\/span><span style=\"font-weight: 400;\">banque refuse l\u2019hypoth\u00e8que<\/span><span style=\"font-weight: 400;\"> sans cette condition.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3a423b3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3a423b3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;42d287a&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-90b43bd\" data-id=\"90b43bd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc3040d elementor-align-center elementor-widget elementor-widget-button\" data-id=\"bc3040d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.excel-finance.ca\/demande-de-pret\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Demandez un pr\u00eat priv\u00e9<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f9f813a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f9f813a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;968573a&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-137aa0f\" data-id=\"137aa0f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a3bd9b elementor-widget elementor-widget-text-editor\" data-id=\"5a3bd9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0<\/p><h2>Quels sont vos besoins pour votre propri\u00e9t\u00e9?<\/h2><p><span style=\"font-weight: 400;\">Pour souscrire une assurance pour votre logement, vous allez devoir d\u00e9finir votre r\u00e9el besoin. Cette \u00e9tape pr\u00e9liminaire va vous aider \u00e0 choisir la bonne protection pour votre propri\u00e9t\u00e9. Cela permettra \u00e0 l\u2019assureur de savoir le co\u00fbt de remplacement de vos biens ainsi que le co\u00fbt de reconstruction de votre propri\u00e9t\u00e9.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Pour \u00e9tablir votre besoin, vous allez devoir faire l\u2019inventaire total de votre logement et chiffrer chaque meuble et objet de valeur. N\u2019oubliez aucune pi\u00e8ce de la maison, du sol au plafond, de la cave au grenier, en passant par le garage et le cabanon. N\u2019h\u00e9sitez pas \u00e0 prendre des photos et des vid\u00e9os pour documenter votre inventaire de mani\u00e8re pr\u00e9cise et efficace.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Bien que particuli\u00e8rement longue, cet inventaire vous aidera grandement en cas de <\/span><a href=\"https:\/\/www.protegez-vous.ca\/partenaires\/chambre-assurance-de-dommages\/les-12-etapes-a-suivre-en-cas-de-sinistre-en-assurance-habitation\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">d\u00e9claration de sinistre \u00e0 votre assurance<\/span><\/a><span style=\"font-weight: 400;\">, dans le cadre de la d\u00e9claration de valeurs.<\/span><\/p><p>\u00a0<\/p><h2>Quel est votre budget pour votre logement ?<\/h2><p><span style=\"font-weight: 400;\">La seconde \u00e9tape, tout aussi importante que la premi\u00e8re, consiste \u00e0 d\u00e9finir quel est votre budget pour votre assurance. En effet, l\u2019assurance habitation fait partie des <\/span><span style=\"font-weight: 400;\">co\u00fbts \u00e0 pr\u00e9voir lors de l\u2019achat d\u2019une propri\u00e9t\u00e9<\/span><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\">Ainsi, n\u2019oubliez pas que le paiement de l\u2019assurance est une donn\u00e9e qui entre dans le ratio d\u2019endettement. Ainsi, en fonction de votre ratio, vous pouvez choisir une assurance habitation moins ch\u00e8re et faire baisser votre ratio pour le rendre meilleur.\u00a0<\/span><\/p><p>\u00a0<\/p><h2>Quelles sont les diff\u00e9rentes protections pour votre maison ?<\/h2><p><span style=\"font-weight: 400;\">Les diff\u00e9rentes compagnies d\u2019assurance proposent deux types de couvertures pour votre habitation\u00a0:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Formule de base\u00a0: comprenant les risques les plus communs comme le vol, le vandalisme, le vent, l\u2019incendie, le bris de vitres, l\u2019explosion, les d\u00e9g\u00e2ts des eaux, etc.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Formule tout risque\u00a0: comprenant tous les risques \u00e0 l\u2019exception de ceux exclus par le contrat. La protection est plus large et s\u00e9curitaire.\u00a0<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Les contrats peuvent proposer deux types de prise en charge\u00a0:\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00c0 valeur \u00e0 neuf (sans r\u00e9\u00e9valuation de la d\u00e9pr\u00e9ciation),\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00c0 valeur au jour du sinistre (avec r\u00e9\u00e9valuation de la d\u00e9pr\u00e9ciation),<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">C\u2019est \u00e9galement lors de cette \u00e9tape que vous devez choisir le montant de couverture de la responsabilit\u00e9 civile, vous prot\u00e9geant contre les dommages caus\u00e9s \u00e0 un tiers. En r\u00e8gle g\u00e9n\u00e9rale, le montant pr\u00e9vu de la responsabilit\u00e9 civile est d\u2019un million de dollars. N\u2019h\u00e9sitez pas \u00e0 la passer \u00e0 deux millions de dollars lorsque vous voyagez ou quand vos enfants vont \u00e0 l\u2019\u00e9cole.\u00a0<\/span><\/p><p>\u00a0<\/p><h2>Quelle est votre situation dans cette propri\u00e9t\u00e9 ?<\/h2><p><span style=\"font-weight: 400;\">En fonction de votre situation personnelle, vous pourriez avoir besoin d\u2019une garantie suppl\u00e9mentaire pour assurer votre habitation. Cela peut \u00eatre\u00a0:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Location temporaire de r\u00e9sidence\u00a0: Si vous souhaitez louer votre propri\u00e9t\u00e9, il vous faut le d\u00e9clarer comme une activit\u00e9 commerciale. Ainsi, vous devrez souscrire une assurance compl\u00e9mentaire pour \u00eatre certain d\u2019\u00eatre indemnis\u00e9 en cas de sinistre.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Location avec option d\u2019achat<\/span><a href=\"https:\/\/www.excel-finance.ca\/comment-fonctionne-une-location-avec-option-d-achat\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u00a0<\/span><\/a><span style=\"font-weight: 400;\">: ce type de r\u00e9sidence n\u00e9cessite une assurance habitation particuli\u00e8re,\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Votre situation professionnelle\u00a0: les <\/span><span style=\"font-weight: 400;\">travailleurs autonomes peuvent recourir \u00e0 une hypoth\u00e8que pour l\u2019achat de leur propri\u00e9t\u00e9<\/span><span style=\"font-weight: 400;\">. Exer\u00e7ant souvent \u00e0 domicile, ils doivent \u00e9galement prendre une assurance suppl\u00e9mentaire pour couvrir les dommages li\u00e9s au mat\u00e9riel professionnel ou si vous recevez des clients \u00e0 domicile.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Le type de biens\u00a0: Si vous poss\u00e9dez des objets d\u2019arts (tableaux, statues, etc.), de collection (bouteilles de vin, vinyles, etc.) ou des \u00e9quipements sportifs de grande valeur (piscine, v\u00e9los, etc.), vous devez les d\u00e9clarer aupr\u00e8s de votre assureur. Il vous proposera une couverture suppl\u00e9mentaire,\u00a0<\/span><\/li><\/ul><h2>Excel Finance vous accompagne \u00e0 chaque \u00e9tape de l\u2019achat de votre propri\u00e9t\u00e9.<\/h2><p><span style=\"font-weight: 400;\">Acheter une propri\u00e9t\u00e9 a de nombreux avantages<\/span><span style=\"font-weight: 400;\">. En tant que <\/span><span style=\"font-weight: 400;\">pr\u00eateur priv\u00e9 au Qu\u00e9bec<\/span><span style=\"font-weight: 400;\">, la mission d\u2019Excel Finance est de vous aider \u00e0 r\u00e9aliser vos r\u00eaves en vous permettant d\u2019obtenir une hypoth\u00e8que pour l\u2019achat de votre propri\u00e9t\u00e9. Cependant, notre objectif est aussi de vous proposer la meilleure solution pour votre budget.\u00a0<\/span>Pour plusieurs propri\u00e9taires, comprendre\u00a0<a href=\"https:\/\/www.excel-finance.ca\/fr\/pret-prive\/pourquoi-un-pret-prive\/\" target=\"_blank\" rel=\"noopener\">pourquoi un pr\u00eat priv\u00e9<\/a>\u00a0peut \u00eatre une solution permet d\u2019envisager des alternatives au financement bancaire traditionnel.<\/p><p><span style=\"font-weight: 400;\">C\u2019est pourquoi nos experts en hypoth\u00e8ques b\u00e9n\u00e9ficient d\u2019un large r\u00e9seau de professionnels et vous mettent en relation avec des prestataires de confiance comme les <\/span><span style=\"font-weight: 400;\">courtiers en hypoth\u00e8ques<\/span><span style=\"font-weight: 400;\">. Par nos \u00e9changes, nous avons une connaissance pr\u00e9cise de votre situation et de votre besoin. Cela nous permet \u00e9galement de vous apporter les meilleurs conseils en mati\u00e8re d\u2019assurance habitation et vous orienter vers le meilleur service. N\u2019h\u00e9sitez pas \u00e0 <\/span><span style=\"font-weight: 400;\">nous contacter<\/span><span style=\"font-weight: 400;\"> pour votre projet afin que nous commencions le plus rapidement possible.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a43225d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a43225d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;0b3aa5e&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-aac7f00\" data-id=\"aac7f00\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0d72b75 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"0d72b75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:18005141878\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contactez-nous<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Souscrire une assurance habitation est l\u2019une des \u00e9tapes incontournables de l\u2019achat de propri\u00e9t\u00e9. Cependant, il est rapidement facile de vous y perdre tellement l\u2019offre est grande et complexe \u00e0 comprendre.\u00a0 Les experts en pr\u00eats priv\u00e9s d\u2019Excel Finance ont dress\u00e9 pour vous une liste de question \u00e0 vous poser avant de souscrire \u00e0 une assurance habitation [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2692,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[],"class_list":["post-2691","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-acheter-une-maison"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Choisir une assurance habitation pour sa propri\u00e9t\u00e9 I Excel Finance<\/title>\n<meta name=\"description\" content=\"Vous venez d\u2019acheter votre propri\u00e9t\u00e9 et vous souhaitez choisir la meilleure assurance pour la prot\u00e9ger ? 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