{"id":4697,"date":"2026-03-26T09:49:35","date_gmt":"2026-03-26T13:49:35","guid":{"rendered":"https:\/\/www.excel-finance.ca\/?page_id=4697"},"modified":"2026-03-26T09:53:14","modified_gmt":"2026-03-26T13:53:14","slug":"investissement-immobilier-pret-prive","status":"publish","type":"page","link":"https:\/\/www.excel-finance.ca\/fr\/pret-prive\/investissement-immobilier-pret-prive\/","title":{"rendered":"Investissement immobilier au Qu\u00e9bec : financer avec un pr\u00eat priv\u00e9"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4697\" class=\"elementor elementor-4697\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0eed16b elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"0eed16b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;de4a87d&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3c5c7e4\" data-id=\"3c5c7e4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-93729b4 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"93729b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Investissement immobilier au Qu\u00e9bec<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32b01b9 elementor-widget elementor-widget-spacer\" data-id=\"32b01b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b5b360 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1b5b360\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financer avec un pr\u00eat priv\u00e9<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fd237ca elementor-hidden-phone\" data-id=\"fd237ca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-84c1abb pt85 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"84c1abb\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;d5a5499&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0096f24\" data-id=\"0096f24\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5fff43b width-90 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"5fff43b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Investissement immobilier au Qu\u00e9bec<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f37b955 elementor-widget elementor-widget-heading\" data-id=\"f37b955\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Financer ses projets avec un pr\u00eat priv\u00e9<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6f11e42 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6f11e42\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1808787\" data-id=\"1808787\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-83375ba elementor-widget elementor-widget-text-editor\" data-id=\"83375ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"caret-color: #000000; color: #000000;\" data-start=\"668\" data-end=\"986\">Investir en immobilier au Qu\u00e9bec repr\u00e9sente une opportunit\u00e9 int\u00e9ressante, mais l\u2019acc\u00e8s au financement peut rapidement devenir un obstacle, surtout pour les investisseurs. Les institutions financi\u00e8res traditionnelles imposent des crit\u00e8res stricts qui ne correspondent pas toujours \u00e0 la r\u00e9alit\u00e9 des projets immobiliers.<\/p><p style=\"caret-color: #000000; color: #000000;\" data-start=\"988\" data-end=\"1174\">Dans ce contexte, le\u00a0<strong data-start=\"1009\" data-end=\"1036\">pr\u00eat hypoth\u00e9caire priv\u00e9<\/strong>\u00a0devient une solution de plus en plus utilis\u00e9e pour financer rapidement des acquisitions, des r\u00e9novations ou des projets d\u2019investissement.<\/p><p style=\"caret-color: #000000; color: #000000;\" data-start=\"988\" data-end=\"1174\"><span style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size );\">Dans plusieurs situations, un\u00a0<\/span><strong style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size );\" data-start=\"1211\" data-end=\"1236\"><a href=\"https:\/\/www.excel-finance.ca\/fr\/pret-prive\/pret-prive-montreal-quebec\/\" target=\"_blank\" rel=\"noopener\">pr\u00eat priv\u00e9 \u00e0 Montr\u00e9al<\/a>\u00a0<\/strong><span style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size );\">permet de saisir une opportunit\u00e9 immobili\u00e8re sans subir les d\u00e9lais et contraintes des banques.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bbe9e81 elementor-section-content-middle pv50 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bbe9e81\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;05f663a&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1e4191f hide-tablet-v\" data-id=\"1e4191f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2e95a9f\" data-id=\"2e95a9f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0ddf850 elementor-widget elementor-widget-heading\" data-id=\"0ddf850\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pourquoi les banques refusent souvent les projets d'investissements immobiliers?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d05a799 elementor-widget elementor-widget-spacer\" data-id=\"d05a799\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47618ed elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"47618ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"caret-color: #000000; color: #000000;\" data-start=\"1521\" data-end=\"1587\">Les banques \u00e9valuent les projets selon des crit\u00e8res tr\u00e8s rigides :<\/p><ul style=\"caret-color: #000000; color: #000000;\" data-start=\"1589\" data-end=\"1856\"><li data-section-id=\"1tm8vn7\" data-start=\"1589\" data-end=\"1643\"><p data-start=\"1591\" data-end=\"1643\">ratios d\u2019endettement \u00e9lev\u00e9s chez les investisseurs<\/p><\/li><li data-section-id=\"hq3moz\" data-start=\"1644\" data-end=\"1701\"><p data-start=\"1646\" data-end=\"1701\">revenus jug\u00e9s insuffisants ou difficiles \u00e0 documenter<\/p><\/li><li data-section-id=\"ebitg7\" data-start=\"1702\" data-end=\"1763\"><p data-start=\"1704\" data-end=\"1763\">projets de r\u00e9novation ou de flip consid\u00e9r\u00e9s comme risqu\u00e9s<\/p><\/li><li data-section-id=\"z2dkey\" data-start=\"1764\" data-end=\"1817\"><p data-start=\"1766\" data-end=\"1817\">d\u00e9lais d\u2019approbation incompatibles avec le march\u00e9<\/p><\/li><li data-section-id=\"1pb7bwm\" data-start=\"1818\" data-end=\"1856\"><p data-start=\"1820\" data-end=\"1856\">complexit\u00e9 des montages financiers<\/p><\/li><\/ul><p style=\"caret-color: #000000; color: #000000;\" data-start=\"1858\" data-end=\"1932\"><b>R\u00e9sultat<\/b> : m\u00eame des projets rentables peuvent \u00eatre refus\u00e9s ou ralentis.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1bd3c3b elementor-section-content-middle pv50 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1bd3c3b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;05f663a&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-497f938\" data-id=\"497f938\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ac83ba9 elementor-widget elementor-widget-heading\" data-id=\"ac83ba9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Le pr\u00eat priv\u00e9 comme solution pour investir en immobiliers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6f07f9 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f6f07f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"caret-color: #000000; color: #000000;\" data-start=\"2005\" data-end=\"2098\">Le financement priv\u00e9 permet de contourner plusieurs limites des institutions traditionnelles.<\/p><p style=\"caret-color: #000000; color: #000000;\" data-start=\"2100\" data-end=\"2127\">Contrairement aux banques :<\/p><ul style=\"caret-color: #000000; color: #000000;\" data-start=\"2129\" data-end=\"2311\"><li data-section-id=\"1h4lr2t\" data-start=\"2129\" data-end=\"2196\"><p data-start=\"2131\" data-end=\"2196\">l\u2019analyse repose principalement sur la\u00a0<strong data-start=\"2170\" data-end=\"2196\">valeur de la propri\u00e9t\u00e9<\/strong><\/p><\/li><li data-section-id=\"u103sc\" data-start=\"2197\" data-end=\"2234\"><p data-start=\"2199\" data-end=\"2234\">la prise de d\u00e9cision est\u00a0<strong data-start=\"2224\" data-end=\"2234\">rapide<\/strong><\/p><\/li><li data-section-id=\"1588lu0\" data-start=\"2235\" data-end=\"2273\"><p data-start=\"2237\" data-end=\"2273\">les crit\u00e8res sont\u00a0<strong data-start=\"2255\" data-end=\"2273\">plus flexibles<\/strong><\/p><\/li><li data-section-id=\"1o3zbfw\" data-start=\"2274\" data-end=\"2311\"><p data-start=\"2276\" data-end=\"2311\">les projets atypiques sont accept\u00e9s<\/p><\/li><\/ul><p style=\"caret-color: #000000; color: #000000;\" data-start=\"2313\" data-end=\"2353\">Pour un investisseur, cela signifie :<\/p><ul style=\"caret-color: #000000; color: #000000;\" data-start=\"2355\" data-end=\"2466\"><li data-section-id=\"fmt4cv\" data-start=\"2355\" data-end=\"2394\"><p data-start=\"2357\" data-end=\"2394\">agir rapidement sur une opportunit\u00e9<\/p><\/li><li data-section-id=\"8ny30a\" data-start=\"2395\" data-end=\"2434\"><p data-start=\"2397\" data-end=\"2434\">structurer un projet plus librement<\/p><\/li><li data-section-id=\"qznlca\" data-start=\"2435\" data-end=\"2466\"><p data-start=\"2437\" data-end=\"2466\">\u00e9viter les d\u00e9lais critiques<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7fe7e74 hide-tablet-v\" data-id=\"7fe7e74\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-725d51e elementor-widget elementor-widget-spacer\" data-id=\"725d51e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a4c9468 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"a4c9468\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;2c29cca&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1f9de7c col-content-left  pv100 col-100-tablet-v\" data-id=\"1f9de7c\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a39ef29 elementor-widget elementor-widget-heading\" data-id=\"a39ef29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Quels types de projets peuvent \u00eatre financ\u00e9s?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d88665 elementor-widget elementor-widget-text-editor\" data-id=\"3d88665\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"2788\" data-end=\"2873\">Le pr\u00eat priv\u00e9 est particuli\u00e8rement adapt\u00e9 \u00e0 plusieurs types d\u2019investissements :<\/p><p><strong><a style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size );\" href=\"https:\/\/www.excel-finance.ca\/fr\/nos-produits\/achat-de-propriete\/\" target=\"_blank\" rel=\"noopener\">Achat d\u2019immeubles<\/a><\/strong><b>\u00a0locatifs<\/b><\/p><ul><li><span style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size );\">Permet de financer rapidement une acquisition.<\/span><\/li><\/ul><p><strong><a href=\"https:\/\/www.excel-finance.ca\/fr\/nos-produits\/pret-prive-renovations-domiciliaires-projet-construction\/\" target=\"_blank\" rel=\"noopener\">Projets de r\u00e9novation ou flip immobilier<\/a><\/strong><\/p><ul style=\"box-sizing: border-box; margin-top: 0px; margin-bottom: 1rem;\"><li style=\"box-sizing: border-box;\">Id\u00e9al pour acheter, r\u00e9nover et revendre rapidement.<\/li><\/ul><div><p><a href=\"https:\/\/www.excel-finance.ca\/fr\/nos-produits\/financement-ou-refinancement-de-prets-hypothecaires\/\"><strong>Refinancement d\u2019un projet en cours<\/strong><\/a><\/p><ul><li>Permet d\u2019acc\u00e9der \u00e0 l\u2019\u00e9quit\u00e9 pour poursuivre un projet.<\/li><\/ul><div><p><a href=\"https:\/\/www.excel-finance.ca\/fr\/nos-produits\/consolidation-de-dettes\/\"><strong>Consolidation de dettes li\u00e9es \u00e0 un projet<\/strong><\/a><\/p><ul><li>Permet de simplifier la structure financi\u00e8re.<\/li><\/ul><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f3eb842 hide-tablet-v\" data-id=\"f3eb842\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b17c2c elementor-widget elementor-widget-spacer\" data-id=\"1b17c2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3b86eb8 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"3b86eb8\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;2c29cca&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-40e9a7f hide-tablet-v\" data-id=\"40e9a7f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ee83991 elementor-widget elementor-widget-spacer\" data-id=\"ee83991\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-cab02b2 col-content-left  pv100 col-100-tablet-v\" data-id=\"cab02b2\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-86519e1 elementor-widget elementor-widget-heading\" data-id=\"86519e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">La rapidit\u00e9: un avantage cl\u00e9 pour les investisseurs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5dc5e2 elementor-widget elementor-widget-text-editor\" data-id=\"c5dc5e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"3413\" data-end=\"3477\">Dans le march\u00e9 immobilier, la rapidit\u00e9 est souvent d\u00e9terminante.<\/p><p data-start=\"3479\" data-end=\"3499\">Avec un pr\u00eat priv\u00e9 :<\/p><ul data-start=\"3501\" data-end=\"3581\"><li data-section-id=\"36pe6m\" data-start=\"3501\" data-end=\"3534\"><p data-start=\"3503\" data-end=\"3534\">approbation en quelques jours<\/p><\/li><li data-section-id=\"1r6ljqx\" data-start=\"3535\" data-end=\"3557\"><p data-start=\"3537\" data-end=\"3557\">financement rapide<\/p><\/li><li data-section-id=\"1wpjdtr\" data-start=\"3558\" data-end=\"3581\"><p data-start=\"3560\" data-end=\"3581\">moins de conditions<\/p><\/li><\/ul><p data-start=\"3583\" data-end=\"3654\">Cela permet de s\u00e9curiser une transaction avant les autres acheteurs.<\/p><p data-start=\"3583\" data-end=\"3654\">\u00a0<\/p><h2 data-start=\"3669\" data-end=\"3722\">Le pr\u00eat priv\u00e9 : un levier strat\u00e9gique (et temporaire)<\/h2><p data-start=\"3724\" data-end=\"3811\">Le financement priv\u00e9 est g\u00e9n\u00e9ralement utilis\u00e9 comme un outil strat\u00e9gique \u00e0 court terme.<\/p><p data-start=\"3813\" data-end=\"3824\">Il permet :<\/p><ul data-start=\"3826\" data-end=\"3948\"><li data-section-id=\"1pzawg6\" data-start=\"3826\" data-end=\"3865\"><p data-start=\"3828\" data-end=\"3865\">d\u2019acqu\u00e9rir une propri\u00e9t\u00e9 rapidement<\/p><\/li><li data-section-id=\"k6lnpr\" data-start=\"3866\" data-end=\"3905\"><p data-start=\"3868\" data-end=\"3905\">de r\u00e9aliser un projet de r\u00e9novation<\/p><\/li><li data-section-id=\"1mo5dae\" data-start=\"3906\" data-end=\"3948\"><p data-start=\"3908\" data-end=\"3948\">de stabiliser une situation financi\u00e8re<\/p><\/li><\/ul><p data-start=\"3950\" data-end=\"3989\">Ensuite, l\u2019objectif est souvent de :<\/p><ul data-start=\"3991\" data-end=\"4059\"><li data-section-id=\"1bsmca7\" data-start=\"3991\" data-end=\"4035\"><p data-start=\"3993\" data-end=\"4035\">refinancer avec une institution bancaire<\/p><\/li><li data-section-id=\"s33vjt\" data-start=\"4036\" data-end=\"4059\"><p data-start=\"4038\" data-end=\"4059\">vendre la propri\u00e9t\u00e9<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d1e134 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"9d1e134\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.excel-finance.ca\/fr\/demande-de-pret\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Demandez un pr\u00eat<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b1136cd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b1136cd\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-da0c656\" data-id=\"da0c656\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f8eb01f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f8eb01f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-313963d elementor-section-content-middle pv50 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"313963d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;05f663a&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-731c06b\" data-id=\"731c06b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-985cd42 animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"985cd42\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1708\" src=\"https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2026\/03\/jakub-zerdzicki-bqUZEAeWuok-unsplash-scaled.jpg\" class=\"attachment-full size-full wp-image-4708\" alt=\"investissement immobilier\" srcset=\"https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2026\/03\/jakub-zerdzicki-bqUZEAeWuok-unsplash-scaled.jpg 2560w, https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2026\/03\/jakub-zerdzicki-bqUZEAeWuok-unsplash-300x200.jpg 300w, https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2026\/03\/jakub-zerdzicki-bqUZEAeWuok-unsplash-1024x683.jpg 1024w, https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2026\/03\/jakub-zerdzicki-bqUZEAeWuok-unsplash-768x512.jpg 768w, https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2026\/03\/jakub-zerdzicki-bqUZEAeWuok-unsplash-1536x1025.jpg 1536w, https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2026\/03\/jakub-zerdzicki-bqUZEAeWuok-unsplash-2048x1366.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0f4ff6f\" data-id=\"0f4ff6f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7494ce4 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"7494ce4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Exemple concret<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a791ed8 elementor-widget elementor-widget-text-editor\" data-id=\"a791ed8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"caret-color: #000000; color: #000000;\" data-start=\"4091\" data-end=\"4163\">Un investisseur souhaite acqu\u00e9rir un duplex n\u00e9cessitant des r\u00e9novations.<\/p><p style=\"caret-color: #000000; color: #000000;\" data-start=\"4165\" data-end=\"4193\">La banque refuse en raison :<\/p><ul style=\"caret-color: #000000; color: #000000;\" data-start=\"4195\" data-end=\"4260\"><li data-section-id=\"ox92za\" data-start=\"4195\" data-end=\"4216\"><p data-start=\"4197\" data-end=\"4216\">du type de projet<\/p><\/li><li data-section-id=\"16ftqwg\" data-start=\"4217\" data-end=\"4229\"><p data-start=\"4219\" data-end=\"4229\">du d\u00e9lai<\/p><\/li><li data-section-id=\"ins86f\" data-start=\"4230\" data-end=\"4260\"><p data-start=\"4232\" data-end=\"4260\">du profil d\u2019investissement<\/p><\/li><\/ul><p style=\"caret-color: #000000; color: #000000;\" data-start=\"4262\" data-end=\"4305\">Un pr\u00eateur priv\u00e9 intervient rapidement :<\/p><ul style=\"caret-color: #000000; color: #000000;\" data-start=\"4307\" data-end=\"4418\"><li data-section-id=\"8x6wti\" data-start=\"4307\" data-end=\"4348\"><p data-start=\"4309\" data-end=\"4348\">financement accord\u00e9 en quelques jours<\/p><\/li><li data-section-id=\"o6ni6b\" data-start=\"4349\" data-end=\"4369\"><p data-start=\"4351\" data-end=\"4369\">travaux r\u00e9alis\u00e9s<\/p><\/li><li data-section-id=\"1esaim3\" data-start=\"4370\" data-end=\"4418\"><p data-start=\"4372\" data-end=\"4418\">revente ou refinancement apr\u00e8s quelques mois<\/p><\/li><\/ul><h2><span style=\"font-size: 1rem;\">Les \u00e9l\u00e9ments \u00e0 consid\u00e9rer<\/span><\/h2><p data-start=\"4460\" data-end=\"4540\">Le pr\u00eat priv\u00e9 offre de nombreux avantages, mais il est important de consid\u00e9rer :<\/p><ul data-start=\"4542\" data-end=\"4655\"><li data-section-id=\"rcuw67\" data-start=\"4542\" data-end=\"4576\"><p data-start=\"4544\" data-end=\"4576\">des taux d\u2019int\u00e9r\u00eat plus \u00e9lev\u00e9s<\/p><\/li><li data-section-id=\"xfzkcu\" data-start=\"4577\" data-end=\"4605\"><p data-start=\"4579\" data-end=\"4605\">des frais de financement<\/p><\/li><li data-section-id=\"18yb9db\" data-start=\"4606\" data-end=\"4655\"><p data-start=\"4608\" data-end=\"4655\">l\u2019importance d\u2019une strat\u00e9gie de sortie claire<\/p><\/li><\/ul><p data-start=\"4657\" data-end=\"4749\">Un projet immobilier doit toujours \u00eatre structur\u00e9 avec une vision \u00e0 court et moyen terme.<\/p><p data-start=\"7741\" data-end=\"7798\">\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6f06a7c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6f06a7c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a0d02b1\" data-id=\"a0d02b1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-faef127 elementor-widget elementor-widget-text-editor\" data-id=\"faef127\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 data-section-id=\"2xjl15\" data-start=\"7800\" data-end=\"7817\"><span style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif;\">FAQ<\/span><\/h2><h3 data-section-id=\"6jortr\" data-start=\"4769\" data-end=\"4835\">Peut-on utiliser un pr\u00eat priv\u00e9 pour investir en immobilier ?<\/h3><p data-start=\"4836\" data-end=\"4929\">Oui, c\u2019est une solution couramment utilis\u00e9e pour financer rapidement des projets immobiliers.<\/p><hr data-start=\"4931\" data-end=\"4934\" \/><h3 data-section-id=\"1olrv2x\" data-start=\"4936\" data-end=\"4979\">Est-ce adapt\u00e9 aux flips immobiliers ?<\/h3><p data-start=\"4980\" data-end=\"5081\">Oui, le pr\u00eat priv\u00e9 est particuli\u00e8rement utilis\u00e9 pour les projets n\u00e9cessitant rapidit\u00e9 et flexibilit\u00e9.<\/p><hr data-start=\"5083\" data-end=\"5086\" \/><h3 data-section-id=\"12x6ur\" data-start=\"5088\" data-end=\"5131\">Combien de temps dure un pr\u00eat priv\u00e9 ?<\/h3><p data-start=\"5132\" data-end=\"5164\">G\u00e9n\u00e9ralement entre 6 et 24 mois.<\/p><hr data-start=\"5166\" data-end=\"5169\" \/><h3 data-section-id=\"1b03r3i\" data-start=\"5171\" data-end=\"5212\">Est-ce plus co\u00fbteux qu\u2019une banque ?<\/h3><p data-start=\"5213\" data-end=\"5298\">Oui, mais la rapidit\u00e9 et la flexibilit\u00e9 permettent souvent de rentabiliser le projet.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e0dda05 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e0dda05\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8217493\" data-id=\"8217493\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-318a153 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"318a153\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5 data-start=\"16590\" data-end=\"16780\">Vous souhaitez investir en immobilier mais les banques ralentissent votre projet ?<\/h5><h5 data-start=\"16590\" data-end=\"16780\"><span style=\"font-family: inherit; font-size: 1.25rem;\">Il est possible d\u2019obtenir un financement rapide et adapt\u00e9 \u00e0 votre strat\u00e9gie.<\/span><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-744d15d pv100 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"744d15d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;af384ad&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-84245b7\" data-id=\"84245b7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-976d5ac width-80 elementor-widget elementor-widget-heading\" data-id=\"976d5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Discutons de votre projet.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-821a752 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"821a752\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;e1bfb19&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-bf50275\" data-id=\"bf50275\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2bc2c82 elementor-align-center btn-principal elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-button\" data-id=\"2bc2c82\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.excel-finance.ca\/fr\/demande-de-pret\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Demandez un pr\u00eat<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ade6b47 elementor-align-center btn-secondaire-2 elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-button\" data-id=\"ade6b47\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.excel-finance.ca\/fr\/nous-joindre\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contactez-nous<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Investissement immobilier au Qu\u00e9bec Financer avec un pr\u00eat priv\u00e9 Investissement immobilier au Qu\u00e9bec Financer ses projets avec un pr\u00eat priv\u00e9 Investir en immobilier au Qu\u00e9bec repr\u00e9sente une opportunit\u00e9 int\u00e9ressante, mais l\u2019acc\u00e8s au financement peut rapidement devenir un obstacle, surtout pour les investisseurs. Les institutions financi\u00e8res traditionnelles imposent des crit\u00e8res stricts qui ne correspondent pas toujours [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":4659,"parent":380,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-4697","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Investissement immobilier au Qu\u00e9bec : financer avec un pr\u00eat priv\u00e9<\/title>\n<meta name=\"description\" content=\"Investissement immobilier au Qu\u00e9bec ? D\u00e9couvrez comment le pr\u00eat hypoth\u00e9caire priv\u00e9 permet de financer rapidement vos projets immobiliers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.excel-finance.ca\/fr\/pret-prive\/pourquoi-un-pret-prive\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Investissement immobilier au Qu\u00e9bec : financer avec un pr\u00eat priv\u00e9\" \/>\n<meta property=\"og:description\" content=\"Investissement immobilier au Qu\u00e9bec ? D\u00e9couvrez comment le pr\u00eat hypoth\u00e9caire priv\u00e9 permet de financer rapidement vos projets immobiliers.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.excel-finance.ca\/pret-prive\/pourquoi-un-pret-prive\/\" \/>\n<meta property=\"og:site_name\" content=\"Excel Finance Inc.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ExcelFinanceHypotheque\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-26T13:53:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2026\/03\/jakub-zerdzicki-kGE6fLbfKys-unsplash-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1708\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimation du temps de lecture\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.excel-finance.ca\\\/fr\\\/pret-prive\\\/investissement-immobilier-pret-prive\\\/\",\"url\":\"https:\\\/\\\/www.excel-finance.ca\\\/pret-prive\\\/pourquoi-un-pret-prive\\\/\",\"name\":\"Investissement immobilier au Qu\u00e9bec : financer avec un pr\u00eat priv\u00e9\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.excel-finance.ca\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.excel-finance.ca\\\/pret-prive\\\/pourquoi-un-pret-prive\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.excel-finance.ca\\\/pret-prive\\\/pourquoi-un-pret-prive\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.excel-finance.ca\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/jakub-zerdzicki-kGE6fLbfKys-unsplash-scaled.jpg\",\"datePublished\":\"2026-03-26T13:49:35+00:00\",\"dateModified\":\"2026-03-26T13:53:14+00:00\",\"description\":\"Investissement immobilier au Qu\u00e9bec ? D\u00e9couvrez comment le pr\u00eat hypoth\u00e9caire priv\u00e9 permet de financer rapidement vos projets immobiliers.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.excel-finance.ca\\\/pret-prive\\\/pourquoi-un-pret-prive\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.excel-finance.ca\\\/pret-prive\\\/pourquoi-un-pret-prive\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/www.excel-finance.ca\\\/pret-prive\\\/pourquoi-un-pret-prive\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.excel-finance.ca\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/jakub-zerdzicki-kGE6fLbfKys-unsplash-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/www.excel-finance.ca\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/jakub-zerdzicki-kGE6fLbfKys-unsplash-scaled.jpg\",\"width\":2560,\"height\":1708,\"caption\":\"financement immobilier\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.excel-finance.ca\\\/pret-prive\\\/pourquoi-un-pret-prive\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.excel-finance.ca\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pr\u00eat priv\u00e9\",\"item\":\"https:\\\/\\\/www.excel-finance.ca\\\/fr\\\/pret-prive\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Investissement immobilier au Qu\u00e9bec : financer avec un pr\u00eat priv\u00e9\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.excel-finance.ca\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/www.excel-finance.ca\\\/fr\\\/\",\"name\":\"Excel Finance Inc.\",\"description\":\"L&rsquo;excellence en pr&ecirc;ts hypoth&eacute;caires priv&eacute;s\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.excel-finance.ca\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.excel-finance.ca\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.excel-finance.ca\\\/fr\\\/#organization\",\"name\":\"Excel Finance Inc.\",\"url\":\"https:\\\/\\\/www.excel-finance.ca\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/www.excel-finance.ca\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.excel-finance.ca\\\/wp-content\\\/uploads\\\/2020\\\/05\\\/logo-header-2.png\",\"contentUrl\":\"https:\\\/\\\/www.excel-finance.ca\\\/wp-content\\\/uploads\\\/2020\\\/05\\\/logo-header-2.png\",\"width\":216,\"height\":70,\"caption\":\"Excel Finance Inc.\"},\"image\":{\"@id\":\"https:\\\/\\\/www.excel-finance.ca\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/ExcelFinanceHypotheque\\\/\",\"http:\\\/\\\/www.linkedin.com\\\/in\\\/excel-finance-7490185a\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Investissement immobilier au Qu\u00e9bec : financer avec un pr\u00eat priv\u00e9","description":"Investissement immobilier au Qu\u00e9bec ? D\u00e9couvrez comment le pr\u00eat hypoth\u00e9caire priv\u00e9 permet de financer rapidement vos projets immobiliers.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.excel-finance.ca\/fr\/pret-prive\/pourquoi-un-pret-prive\/","og_locale":"fr_CA","og_type":"article","og_title":"Investissement immobilier au Qu\u00e9bec : financer avec un pr\u00eat priv\u00e9","og_description":"Investissement immobilier au Qu\u00e9bec ? D\u00e9couvrez comment le pr\u00eat hypoth\u00e9caire priv\u00e9 permet de financer rapidement vos projets immobiliers.","og_url":"https:\/\/www.excel-finance.ca\/pret-prive\/pourquoi-un-pret-prive\/","og_site_name":"Excel Finance Inc.","article_publisher":"https:\/\/www.facebook.com\/ExcelFinanceHypotheque\/","article_modified_time":"2026-03-26T13:53:14+00:00","og_image":[{"width":2560,"height":1708,"url":"https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2026\/03\/jakub-zerdzicki-kGE6fLbfKys-unsplash-scaled.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Estimation du temps de lecture":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.excel-finance.ca\/fr\/pret-prive\/investissement-immobilier-pret-prive\/","url":"https:\/\/www.excel-finance.ca\/pret-prive\/pourquoi-un-pret-prive\/","name":"Investissement immobilier au Qu\u00e9bec : financer avec un pr\u00eat priv\u00e9","isPartOf":{"@id":"https:\/\/www.excel-finance.ca\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.excel-finance.ca\/pret-prive\/pourquoi-un-pret-prive\/#primaryimage"},"image":{"@id":"https:\/\/www.excel-finance.ca\/pret-prive\/pourquoi-un-pret-prive\/#primaryimage"},"thumbnailUrl":"https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2026\/03\/jakub-zerdzicki-kGE6fLbfKys-unsplash-scaled.jpg","datePublished":"2026-03-26T13:49:35+00:00","dateModified":"2026-03-26T13:53:14+00:00","description":"Investissement immobilier au Qu\u00e9bec ? D\u00e9couvrez comment le pr\u00eat hypoth\u00e9caire priv\u00e9 permet de financer rapidement vos projets immobiliers.","breadcrumb":{"@id":"https:\/\/www.excel-finance.ca\/pret-prive\/pourquoi-un-pret-prive\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.excel-finance.ca\/pret-prive\/pourquoi-un-pret-prive\/"]}]},{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/www.excel-finance.ca\/pret-prive\/pourquoi-un-pret-prive\/#primaryimage","url":"https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2026\/03\/jakub-zerdzicki-kGE6fLbfKys-unsplash-scaled.jpg","contentUrl":"https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2026\/03\/jakub-zerdzicki-kGE6fLbfKys-unsplash-scaled.jpg","width":2560,"height":1708,"caption":"financement immobilier"},{"@type":"BreadcrumbList","@id":"https:\/\/www.excel-finance.ca\/pret-prive\/pourquoi-un-pret-prive\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.excel-finance.ca\/fr\/"},{"@type":"ListItem","position":2,"name":"Pr\u00eat priv\u00e9","item":"https:\/\/www.excel-finance.ca\/fr\/pret-prive\/"},{"@type":"ListItem","position":3,"name":"Investissement immobilier au Qu\u00e9bec : financer avec un pr\u00eat priv\u00e9"}]},{"@type":"WebSite","@id":"https:\/\/www.excel-finance.ca\/fr\/#website","url":"https:\/\/www.excel-finance.ca\/fr\/","name":"Excel Finance Inc.","description":"L&rsquo;excellence en pr&ecirc;ts hypoth&eacute;caires priv&eacute;s","publisher":{"@id":"https:\/\/www.excel-finance.ca\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.excel-finance.ca\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/www.excel-finance.ca\/fr\/#organization","name":"Excel Finance Inc.","url":"https:\/\/www.excel-finance.ca\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/www.excel-finance.ca\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2020\/05\/logo-header-2.png","contentUrl":"https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2020\/05\/logo-header-2.png","width":216,"height":70,"caption":"Excel Finance Inc."},"image":{"@id":"https:\/\/www.excel-finance.ca\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/ExcelFinanceHypotheque\/","http:\/\/www.linkedin.com\/in\/excel-finance-7490185a"]}]}},"_links":{"self":[{"href":"https:\/\/www.excel-finance.ca\/fr\/wp-json\/wp\/v2\/pages\/4697","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.excel-finance.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.excel-finance.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.excel-finance.ca\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.excel-finance.ca\/fr\/wp-json\/wp\/v2\/comments?post=4697"}],"version-history":[{"count":4,"href":"https:\/\/www.excel-finance.ca\/fr\/wp-json\/wp\/v2\/pages\/4697\/revisions"}],"predecessor-version":[{"id":4712,"href":"https:\/\/www.excel-finance.ca\/fr\/wp-json\/wp\/v2\/pages\/4697\/revisions\/4712"}],"up":[{"embeddable":true,"href":"https:\/\/www.excel-finance.ca\/fr\/wp-json\/wp\/v2\/pages\/380"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.excel-finance.ca\/fr\/wp-json\/wp\/v2\/media\/4659"}],"wp:attachment":[{"href":"https:\/\/www.excel-finance.ca\/fr\/wp-json\/wp\/v2\/media?parent=4697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}