{"id":390,"date":"2022-11-22T14:06:00","date_gmt":"2022-11-22T19:06:00","guid":{"rendered":"https:\/\/www.excel-finance.ca\/?page_id=390"},"modified":"2025-11-10T14:36:05","modified_gmt":"2025-11-10T19:36:05","slug":"financement-ou-refinancement-de-prets-hypothecaires","status":"publish","type":"page","link":"https:\/\/www.excel-finance.ca\/fr\/nos-produits\/financement-ou-refinancement-de-prets-hypothecaires\/","title":{"rendered":"Refinancement hypoth\u00e9caire"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"390\" class=\"elementor elementor-390\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1c7fbab elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"1c7fbab\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;de4a87d&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1c34e0b\" data-id=\"1c34e0b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ca0cc05 elementor-widget elementor-widget-heading\" data-id=\"ca0cc05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">- Nos produits<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-899a5f1 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"899a5f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Refinancement hypoth\u00e9caire<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-156a830 elementor-hidden-phone\" data-id=\"156a830\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0c8e762 elementor-section-content-middle pv50 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0c8e762\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;05f663a&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7d8480e\" data-id=\"7d8480e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4092526 animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"4092526\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"570\" height=\"745\" src=\"https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2021\/04\/intro-financement-pret-hypo.jpg\" class=\"attachment-full size-full wp-image-1031\" alt=\"refinancement hypothecaire\" srcset=\"https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2021\/04\/intro-financement-pret-hypo.jpg 570w, https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2021\/04\/intro-financement-pret-hypo-230x300.jpg 230w\" sizes=\"(max-width: 570px) 100vw, 570px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fc6df78\" data-id=\"fc6df78\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c82d70 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4c82d70\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Refinancement de pr\u00eats hypoth\u00e9caires<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20dd667 elementor-widget elementor-widget-text-editor\" data-id=\"20dd667\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nous offrons des pr\u00eats priv\u00e9s pour un <strong>refinancement hypoth\u00e9caire<\/strong>, soit de 1<sup>er<\/sup> ou 2<sup>e<\/sup> rang.\u00a0 Excel Finance peut \u00eatre\u00a0:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95b76ae elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"95b76ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23.99\" height=\"19.818\" viewBox=\"0 0 23.99 19.818\"><g id=\"check-color\" transform=\"translate(-950 -1426.295)\"><g id=\"Groupe_37\" data-name=\"Groupe 37\" transform=\"translate(959.875 1426.295)\"><path id=\"Trac&#xE9;_87\" data-name=\"Trac&#xE9; 87\" d=\"M175.058,758.951,160.942,770.5l5.245,1.571Z\" transform=\"translate(-160.942 -758.951)\" fill=\"#007b3a\"><\/path><\/g><path id=\"Trac&#xE9;_88\" data-name=\"Trac&#xE9; 88\" d=\"M101.866,841.44l-10.591-9.468,14.13,4.233Z\" transform=\"translate(858.725 604.672)\" fill=\"#3c4a3e\"><\/path><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Votre partenaire<\/strong> pour un projet qui vous tient \u00e0 c\u0153ur mais inaccessible selon votre institution financi\u00e8re; <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23.99\" height=\"19.818\" viewBox=\"0 0 23.99 19.818\"><g id=\"check-color\" transform=\"translate(-950 -1426.295)\"><g id=\"Groupe_37\" data-name=\"Groupe 37\" transform=\"translate(959.875 1426.295)\"><path id=\"Trac&#xE9;_87\" data-name=\"Trac&#xE9; 87\" d=\"M175.058,758.951,160.942,770.5l5.245,1.571Z\" transform=\"translate(-160.942 -758.951)\" fill=\"#007b3a\"><\/path><\/g><path id=\"Trac&#xE9;_88\" data-name=\"Trac&#xE9; 88\" d=\"M101.866,841.44l-10.591-9.468,14.13,4.233Z\" transform=\"translate(858.725 604.672)\" fill=\"#3c4a3e\"><\/path><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Votre solution<\/strong> si vous avez re\u00e7u un <a href=\"https:\/\/www.excel-finance.ca\/nos-produits\/avis-de-60-jours-hypotheque-legale\/\">avis de 60 jours<\/a> ou si votre pr\u00eateur hypoth\u00e9caire actuel veut se faire rembourser.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6196c85 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6196c85\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;2c29cca&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2b907ec col-content-left  pv100 col-100-tablet-v\" data-id=\"2b907ec\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e69c0ab elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"e69c0ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conditions d\u2019admissibilit\u00e9 d\u2019un refinancement hypoth\u00e9caire avec Excel Finance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95ab043 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"95ab043\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23.99\" height=\"19.818\" viewBox=\"0 0 23.99 19.818\"><g id=\"check-blanc\" transform=\"translate(-950 -1364.295)\"><g id=\"Groupe_37\" data-name=\"Groupe 37\" transform=\"translate(959.875 1364.295)\"><path id=\"Trac&#xE9;_87\" data-name=\"Trac&#xE9; 87\" d=\"M175.058,758.951,160.942,770.5l5.245,1.571Z\" transform=\"translate(-160.942 -758.951)\" fill=\"#fff\"><\/path><\/g><path id=\"Trac&#xE9;_88\" data-name=\"Trac&#xE9; 88\" d=\"M101.866,841.44l-10.591-9.468,14.13,4.233Z\" transform=\"translate(858.725 542.672)\" fill=\"#fff\"><\/path><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Montant de pr\u00eat: 30,000$ et plus <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23.99\" height=\"19.818\" viewBox=\"0 0 23.99 19.818\"><g id=\"check-blanc\" transform=\"translate(-950 -1364.295)\"><g id=\"Groupe_37\" data-name=\"Groupe 37\" transform=\"translate(959.875 1364.295)\"><path id=\"Trac&#xE9;_87\" data-name=\"Trac&#xE9; 87\" d=\"M175.058,758.951,160.942,770.5l5.245,1.571Z\" transform=\"translate(-160.942 -758.951)\" fill=\"#fff\"><\/path><\/g><path id=\"Trac&#xE9;_88\" data-name=\"Trac&#xE9; 88\" d=\"M101.866,841.44l-10.591-9.468,14.13,4.233Z\" transform=\"translate(858.725 542.672)\" fill=\"#fff\"><\/path><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Valeur d\u2019emprunt maximale : jusqu\u2019\u00e0 65% de la valeur de votre propri\u00e9t\u00e9 <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23.99\" height=\"19.818\" viewBox=\"0 0 23.99 19.818\"><g id=\"check-blanc\" transform=\"translate(-950 -1364.295)\"><g id=\"Groupe_37\" data-name=\"Groupe 37\" transform=\"translate(959.875 1364.295)\"><path id=\"Trac&#xE9;_87\" data-name=\"Trac&#xE9; 87\" d=\"M175.058,758.951,160.942,770.5l5.245,1.571Z\" transform=\"translate(-160.942 -758.951)\" fill=\"#fff\"><\/path><\/g><path id=\"Trac&#xE9;_88\" data-name=\"Trac&#xE9; 88\" d=\"M101.866,841.44l-10.591-9.468,14.13,4.233Z\" transform=\"translate(858.725 542.672)\" fill=\"#fff\"><\/path><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Taux d\u2019int\u00e9r\u00eat \u00e0 partir de 9,9% <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23.99\" height=\"19.818\" viewBox=\"0 0 23.99 19.818\"><g id=\"check-blanc\" transform=\"translate(-950 -1364.295)\"><g id=\"Groupe_37\" data-name=\"Groupe 37\" transform=\"translate(959.875 1364.295)\"><path id=\"Trac&#xE9;_87\" data-name=\"Trac&#xE9; 87\" d=\"M175.058,758.951,160.942,770.5l5.245,1.571Z\" transform=\"translate(-160.942 -758.951)\" fill=\"#fff\"><\/path><\/g><path id=\"Trac&#xE9;_88\" data-name=\"Trac&#xE9; 88\" d=\"M101.866,841.44l-10.591-9.468,14.13,4.233Z\" transform=\"translate(858.725 542.672)\" fill=\"#fff\"><\/path><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Remboursement mensuel des int\u00e9r\u00eats seulement <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23.99\" height=\"19.818\" viewBox=\"0 0 23.99 19.818\"><g id=\"check-blanc\" transform=\"translate(-950 -1364.295)\"><g id=\"Groupe_37\" data-name=\"Groupe 37\" transform=\"translate(959.875 1364.295)\"><path id=\"Trac&#xE9;_87\" data-name=\"Trac&#xE9; 87\" d=\"M175.058,758.951,160.942,770.5l5.245,1.571Z\" transform=\"translate(-160.942 -758.951)\" fill=\"#fff\"><\/path><\/g><path id=\"Trac&#xE9;_88\" data-name=\"Trac&#xE9; 88\" d=\"M101.866,841.44l-10.591-9.468,14.13,4.233Z\" transform=\"translate(858.725 542.672)\" fill=\"#fff\"><\/path><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Terme minimum de 6 mois<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23.99\" height=\"19.818\" viewBox=\"0 0 23.99 19.818\"><g id=\"check-blanc\" transform=\"translate(-950 -1364.295)\"><g id=\"Groupe_37\" data-name=\"Groupe 37\" transform=\"translate(959.875 1364.295)\"><path id=\"Trac&#xE9;_87\" data-name=\"Trac&#xE9; 87\" d=\"M175.058,758.951,160.942,770.5l5.245,1.571Z\" transform=\"translate(-160.942 -758.951)\" fill=\"#fff\"><\/path><\/g><path id=\"Trac&#xE9;_88\" data-name=\"Trac&#xE9; 88\" d=\"M101.866,841.44l-10.591-9.468,14.13,4.233Z\" transform=\"translate(858.725 542.672)\" fill=\"#fff\"><\/path><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Territoires: Propri\u00e9t\u00e9s situ\u00e9es dans la province du Qu\u00e9bec<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23.99\" height=\"19.818\" viewBox=\"0 0 23.99 19.818\"><g id=\"check-blanc\" transform=\"translate(-950 -1364.295)\"><g id=\"Groupe_37\" data-name=\"Groupe 37\" transform=\"translate(959.875 1364.295)\"><path id=\"Trac&#xE9;_87\" data-name=\"Trac&#xE9; 87\" d=\"M175.058,758.951,160.942,770.5l5.245,1.571Z\" transform=\"translate(-160.942 -758.951)\" fill=\"#fff\"><\/path><\/g><path id=\"Trac&#xE9;_88\" data-name=\"Trac&#xE9; 88\" d=\"M101.866,841.44l-10.591-9.468,14.13,4.233Z\" transform=\"translate(858.725 542.672)\" fill=\"#fff\"><\/path><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u00c9valuations g\u00e9n\u00e9ralement requises<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-daa2d7b hide-tablet-v\" data-id=\"daa2d7b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-780aa04 elementor-widget elementor-widget-spacer\" data-id=\"780aa04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7457cb4 elementor-section-content-middle pv50 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7457cb4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;05f663a&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c912a71\" data-id=\"c912a71\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b30f121 animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"b30f121\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"570\" height=\"775\" src=\"https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2021\/04\/exemple-financement-refinancement.jpg\" class=\"attachment-full size-full wp-image-1081\" alt=\"refinancement hypothecaire\" srcset=\"https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2021\/04\/exemple-financement-refinancement.jpg 570w, https:\/\/www.excel-finance.ca\/wp-content\/uploads\/2021\/04\/exemple-financement-refinancement-221x300.jpg 221w\" sizes=\"(max-width: 570px) 100vw, 570px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1d952ac\" data-id=\"1d952ac\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eeeb6e8 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"eeeb6e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Exemples de refinancements hypoth\u00e9caires<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-271a280 elementor-widget elementor-widget-text-editor\" data-id=\"271a280\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Il existe de nombreuses situations dans lesquelles un refinancement hypoth\u00e9caire peut \u00eatre envisag\u00e9. <strong>Excel Finance peut vous accompagner et vous aider pour votre refinancement de pr\u00eat hypoth\u00e9caire.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91402d3 acc-pret elementor-widget elementor-widget-accordion\" data-id=\"91402d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1521\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1521\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Refinancement hypoth\u00e9caire pour un h\u00e9ritage<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1521\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1521\"><p><strong><u>Situation\u00a0:<\/u><\/strong><\/p><p>L\u2019emprunteur doit <strong>payer la succession<\/strong> <strong>ou perdra son h\u00e9ritage<\/strong>.<\/p><p><strong><u>Probl\u00e8me\u00a0:<\/u><\/strong><\/p><p><strong>L\u2019h\u00e9ritier n\u2019a pas d\u2019emploi<\/strong>.<\/p><p><strong><u>Solution\u00a0:<\/u><\/strong><\/p><p>Hypoth\u00e8que de <strong>1er rang<\/strong>: <strong>Excel Finance a pay\u00e9 la succession<\/strong>.<\/p><p>\u00a0<\/p><p><strong><u>Plan<\/u><\/strong><u> <strong>de<\/strong> <strong>sortie\u00a0:<\/strong><\/u><\/p><p>L\u2019<strong>h\u00e9ritier<\/strong> est maintenant <strong>propri\u00e9taire<\/strong>. Il <strong>vendra la maison<\/strong>, fera un b\u00e9n\u00e9fice, et pourra <strong>rembourser Excel Finance<\/strong>.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1522\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1522\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Refinancement hypoth\u00e9caire pour un terrain industriel<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1522\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1522\"><p><strong><u>Situation:<\/u><\/strong><\/p><p>L\u2019emprunteur doit <strong>rembourser le cr\u00e9ancier actuel<\/strong>.<\/p><p><strong><u>Probl\u00e8me:<\/u><\/strong><\/p><p><strong>La banque ne finance pas ce genre de garantie<\/strong>.<\/p><p><strong><u>Solution:<\/u><\/strong><\/p><p>Hypoth\u00e8que de <strong>1er rang\u202f<\/strong>: <strong>Excel Finance a rembours\u00e9 le cr\u00e9ancier<\/strong>.<\/p><p>\u00a0<\/p><p><strong><u>Plan de sortie:<\/u><\/strong><\/p><p>L\u2019emprunteur <strong>vendra le terrain dans un proche avenir<\/strong>. Il pourra ainsi <strong>rembourser cette hypoth\u00e8que<\/strong>.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1523\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1523\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Refinancement hypoth\u00e9caire pour une entreprise agricole<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1523\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1523\"><p><strong><u>Situation:<\/u><\/strong><\/p><p>La <strong>banque rappelle le pr\u00eat<\/strong>.<\/p><p><strong><u>Probl\u00e8me:<\/u><\/strong><\/p><p>Les <strong>\u00e9tats financiers<\/strong> sont <strong>d\u00e9ficitaires<\/strong>.<\/p><p><strong><u>Solution:<\/u><\/strong><\/p><p>Hypoth\u00e8que de <strong>1er rang\u202f<\/strong>: <strong>Excel Finance a rembours\u00e9 la banque<\/strong>.<\/p><p>\u00a0<\/p><p><strong><u>Plan de sortie:<\/u><\/strong><\/p><p><strong>Restructuration de l\u2019entreprise<\/strong>. D\u2019ici <strong>deux ans<\/strong>, l\u2019emprunteur pourra se <strong>pr\u00e9senter \u00e0 nouveau dans une banque<\/strong> afin d\u2019obtenir le <strong>refinancement de son pr\u00eat hypoth\u00e9caire<\/strong>.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-db7e308 pv100 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"db7e308\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;af384ad&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-db2398e\" data-id=\"db2398e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d841c9b width-80 elementor-widget elementor-widget-heading\" data-id=\"d841c9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Demandez un pr\u00eat en ligne d\u00e8s maintenant!<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9123752 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9123752\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;e1bfb19&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-31eb32f\" data-id=\"31eb32f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6bedd19 elementor-align-center btn-principal elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-button\" data-id=\"6bedd19\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.excel-finance.ca\/fr\/demande-de-pret\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Demandez un pr\u00eat<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c911072 elementor-align-center btn-secondaire-2 elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-button\" data-id=\"c911072\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.excel-finance.ca\/fr\/nous-joindre\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contactez-nous<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5d98e63 elementor-section-content-middle pv50 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5d98e63\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;05f663a&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6703026\" data-id=\"6703026\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8ffb6f6 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"8ffb6f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">R\u00e9ponses aux questions fr\u00e9quentes concernant le refinancement d\u2019un pr\u00eat hypoth\u00e9caire<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6e7524 elementor-widget elementor-widget-text-editor\" data-id=\"c6e7524\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Vous avez des questions concernant le refinancement hypoth\u00e9caire avec Excel Fiance\u00a0? Nos experts r\u00e9pondent aux questions les plus courantes sur le sujet!<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efe5a20 acc-pret elementor-widget elementor-widget-accordion\" data-id=\"efe5a20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2511\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2511\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Qu\u2019est-ce que le refinancement d\u2019un pr\u00eat hypoth\u00e9caire?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2511\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2511\"><p>Le <strong>refinancement hypoth\u00e9caire<\/strong> consiste \u00e0 <strong>obtenir un pr\u00eat bas\u00e9 sur une partie de la valeur nette de votre propri\u00e9t\u00e9<\/strong>, <strong>soit sa valeur sur le march\u00e9<\/strong> <strong>moins l\u2019hypoth\u00e8que qu&rsquo;il vous reste \u00e0 payer. <\/strong><\/p><p>\u00a0<\/p><p>Ce type de financement permet d\u2019<strong>am\u00e9liorer sa situation financi\u00e8re<\/strong> ou de <strong>r\u00e9aliser de nombreux projets immobiliers<\/strong>, comme l\u2019<strong><a href=\"https:\/\/www.excel-finance.ca\/nos-produits\/achat-de-propriete\/\">achat d\u2019une propri\u00e9t\u00e9<\/a> secondaire <\/strong>ou des <strong>travaux sur votre r\u00e9sidence principale<\/strong>.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2512\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2512\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Pourquoi proc\u00e9der au refinancement d\u2019un pr\u00eat hypoth\u00e9caire ?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2512\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2512\"><p>Il existe bien des raisons de refinancer votre pr\u00eat hypoth\u00e9caire. En voici quelques-unes :<\/p><ul><li><strong>Profitez des taux d\u2019int\u00e9r\u00eat actuels:<\/strong> si les taux d&rsquo;int\u00e9r\u00eat <strong>sont plus bas aujourd&rsquo;hui qu&rsquo;ils ne l&rsquo;\u00e9taient lorsque vous avez obtenu votre pr\u00eat initial<\/strong>, vous pourriez <strong>refinancer<\/strong> pour <strong>profiter de ce taux inf\u00e9rieur<\/strong>. C&rsquo;est l&rsquo;une des <strong>raisons les plus courantes<\/strong> de refinancer un pr\u00eat hypoth\u00e9caire d&rsquo;achat aujourd&rsquo;hui.<\/li><li><strong>Convertir un pr\u00eat hypoth\u00e9caire \u00e0 taux variable en un pr\u00eat \u00e0 taux fixe:<\/strong> certains experts pensent que <strong>les taux d&rsquo;int\u00e9r\u00eat vont augmenter dans les mois et les ann\u00e9es \u00e0 venir<\/strong>. Si vous avez un <strong>pr\u00eat \u00e0 taux variable<\/strong> aujourd&rsquo;hui, le <strong>convertir en un pr\u00eat \u00e0 taux fixe<\/strong> pourrait vous faire <strong>\u00e9conomiser beaucoup d&rsquo;int\u00e9r\u00eats<\/strong> dans un futur proche.<\/li><li><strong>Consolider des dettes \u00e0 taux d&rsquo;int\u00e9r\u00eat \u00e9lev\u00e9 :<\/strong> si vous avez une <strong>carte de cr\u00e9dit importante<\/strong>, un <strong>pr\u00eat automobile <\/strong>ou d&rsquo;<strong>autres pr\u00eats \u00e0 taux d&rsquo;int\u00e9r\u00eat \u00e9lev\u00e9s<\/strong>, vous pourriez proc\u00e9der \u00e0 une <a href=\"https:\/\/www.excel-finance.ca\/nos-produits\/consolidation-de-dettes\/\">consolidation de dettes<\/a> et <strong>refinancer votre pr\u00eat hypoth\u00e9caire<\/strong> pour <strong>acc\u00e9der \u00e0 la valeur nette de votre maison<\/strong> et rembourser ces dettes.<\/li><\/ul><p>\u00a0<\/p><p><strong>Acheter une nouvelle propri\u00e9t\u00e9:<\/strong> comme indiqu\u00e9 ci-dessous, vous pouvez <strong>utiliser la valeur nette de votre maison<\/strong> comme un levier pour <strong>r\u00e9aliser vos projets d\u2019investissement<\/strong>, comme une maison de vacances ou un immeuble de placement.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2513\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2513\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Que devez-vous savoir si vous envisagez un refinancement hypoth\u00e9caire?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2513\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2513\"><ul><li>Le <strong>taux d&rsquo;int\u00e9r\u00eat<\/strong> de votre <strong>refinancement hypoth\u00e9caire<\/strong> peut \u00eatre <strong>d\u00e9termin\u00e9 par votre \u00ab\u00a0retrait de fonds\u00a0\u00bb ou non<\/strong>. En g\u00e9n\u00e9ral, plus vous <strong>retirez d&rsquo;argent<\/strong>, plus votre taux peut augmenter. <a href=\"https:\/\/www.excel-finance.ca\/nous-joindre\/\">Contactez-nous<\/a> pour savoir comment cela peut vous affecter.<\/li><li>Avec Excel Finance, vous <strong>suivrez un processus de demande de pr\u00eat hypoth\u00e9caire<\/strong> qui est beaucoup <strong>moins lourd que celui que vous avez connu<\/strong> pour votre pr\u00eat hypoth\u00e9caire d&rsquo;achat initial.<\/li><li>Vous devrez peut-\u00eatre <strong>obtenir une nouvelle \u00e9valuation<\/strong> <strong>de votre maison<\/strong>, selon la date \u00e0 laquelle la derni\u00e8re \u00e9valuation a \u00e9t\u00e9 effectu\u00e9e.<\/li><li>Vous devrez <strong>fournir les informations relatives \u00e0 vos paiements hypoth\u00e9caires actuels<\/strong>.<\/li><\/ul><p>\u00a0<\/p><p>L\u2019ensemble du processus est <strong>simple<\/strong> et particuli\u00e8rement <strong>rapide avec Excel Finance<\/strong>. Nous sommes <strong>flexibles<\/strong> car nous comprenons que vous avez des projets qui peuvent changer votre vie.<\/p><p>\u00a0<\/p><p><strong><u>Le saviez-vous\u00a0?\u00a0: Vous pouvez faire votre <\/u><\/strong><a href=\"https:\/\/www.excel-finance.ca\/demande-de-pret\/\"><strong>demande de pr\u00eat en ligne<\/strong><\/a><strong><u> en quelques minutes. Nous l\u2019\u00e9valuons dans la journ\u00e9e et vous recontactons en 24 heures pour vous communiquer notre d\u00e9cision.<\/u><\/strong><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2514\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2514\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Comment calculer la valeur nette de ma maison?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2514\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2514\"><p>Le <strong>calcul de la valeur nette<\/strong> de votre maison est <strong>simple<\/strong>.<\/p><ol><li><strong>D\u00e9terminez la valeur de votre propri\u00e9t\u00e9 sur le march\u00e9 actuel<\/strong><\/li><li><strong>D\u00e9terminez votre solde hypoth\u00e9caire (combien vous reste-t-il \u00e0 rembourser)<\/strong><\/li><li><strong>Soustrayez votre solde hypoth\u00e9caire de la valeur de votre propri\u00e9t\u00e9 sur le march\u00e9.<\/strong><\/li><\/ol><p><strong>\u00a0<\/strong><\/p><p>\u00c0 Excel Finance, nos <strong>conditions d\u2019acc\u00e8s au refinancement d\u2019un pr\u00eat hypoth\u00e9caire<\/strong> vous permettent d\u2019<strong>emprunter jusqu\u2019\u00e0 75 % de cette valeur<\/strong>. Donc <strong>si votre maison vaut actuellement 250 000 $, vous pourriez emprunter jusqu\u2019\u00e0 187 500 $.<\/strong><\/p><p>\u00a0<\/p><p><strong>Pour estimer ce que vous pourriez obtenir pour votre pr\u00eat hypoth\u00e9caire, utilisez notre <a href=\"https:\/\/www.excel-finance.ca\/calculatrice\/\">calculatrice de financement hypoth\u00e9caire en ligne<\/a>!<\/strong><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2515\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2515\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Pourquoi avoir recours \u00e0 un pr\u00eateur hypoth\u00e9caire priv\u00e9 comme Excel Finance?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-2515\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2515\"><p>Vous pouvoir avoir besoin d\u2019un <strong>pr\u00eat hypoth\u00e9caire priv\u00e9<\/strong> dans l&rsquo;une des circonstances suivantes:<\/p><ul><li>Vous voulez <strong>acheter une propri\u00e9t\u00e9 non conventionnelle qu&rsquo;un pr\u00eateur principal ou une banque ne financera pas.<\/strong><\/li><li>Vous avez <strong>besoin d&rsquo;un financement ou d\u2019un refinancement hypoth\u00e9caire rapide<\/strong> et ne voulez pas attendre une longue proc\u00e9dure d&rsquo;approbation.<\/li><li>Votre <strong>mauvais historique de cr\u00e9dit<\/strong> signifie que les pr\u00eateurs conventionnels vous refusent.<\/li><li>Vous n&rsquo;avez <strong>besoin que d&rsquo;un pr\u00eat \u00e0 court terme<\/strong>.<\/li><li>Vous avez des <strong>revenus insuffisants ou \u00ab\u00a0instables\u00a0\u00bb<\/strong>, ce qui vous emp\u00eache d\u2019avoir la confiance des organismes bancaires traditionnels.<\/li><\/ul><p>\u00a0<\/p><p><strong>Si vous vous sentez concern\u00e9 ou si vous avez la moindre question, <\/strong><a href=\"https:\/\/www.excel-finance.ca\/nous-joindre\/\"><strong>n\u2019h\u00e9sitez pas \u00e0 nous contacter<\/strong><\/a><strong> pour nous parler de votre projet et voir quelle solution nous pouvons vous offrir.<\/strong><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>&#8211; Nos produits Refinancement hypoth\u00e9caire Refinancement de pr\u00eats hypoth\u00e9caires Nous offrons des pr\u00eats priv\u00e9s pour un refinancement hypoth\u00e9caire, soit de 1er ou 2e rang.\u00a0 Excel Finance peut \u00eatre\u00a0: Votre partenaire pour un projet qui vous tient \u00e0 c\u0153ur mais inaccessible selon votre institution financi\u00e8re; Votre solution si vous avez re\u00e7u un avis de 60 jours [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1023,"parent":388,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-390","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financement et Refinancement Hypoth\u00e9caire | Pr\u00eat Priv\u00e9<\/title>\n<meta name=\"description\" content=\"Besoin de financement ou refinancement hypoth\u00e9caire? Excel Finance offre des solutions sur-mesure pour votre investissement immobilier au Qu\u00e9bec.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.excel-finance.ca\/fr\/nos-produits\/financement-ou-refinancement-de-prets-hypothecaires\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financement et Refinancement Hypoth\u00e9caire | Pr\u00eat Priv\u00e9\" \/>\n<meta property=\"og:description\" content=\"Besoin de financement ou refinancement hypoth\u00e9caire? 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